Michael Frederick Cardoza

I grew up in the San Francisco Bay Area, joined the Marine Corps and then went to law school. After my active duty time as a trial attorney, I became a senior executive in the debt buying and collections industry on the East Coast. I spent 7 years buying and collecting debts and even running a law firm that collected consumer debt exclusively. I know all the tricks. I founded The Cardoza Law Corporation to bring the truth to consumers and help you get what you deserve from illegal debt collectors, credit reporting agencies, robo-callers, and businesses that just plain rip you off! You don't have to take it. The laws are on your side and all you have to do is get a free evaluation to see if you have a case that I can litigate for you for no money down. Most people have shame and guilt about a bad financial situation - don't. Illegal debt collection happens every day - it could be happening to you and you don't even know it! In some cases, clients of The Cardoza Law Corporation may agree to be liable for costs and/or pay fees on an hourly, flat, or contingent basis. The information on this advertising website is not intended to serve as legal advice or as a guarantee, warranty, or prediction regarding the outcome of any particular legal matter. Visiting this site does not constitute the formation of an attorney/client relationship or the establishment of any other type of agreement that implies that legal representation has been offered or accepted.